Risk-assessment baseline packet. County FIPS 72097. Release 2026-10, data as of 2026-09-30.
Summary
Plan status as of 2026-09-30: Expired on 2026-01-07. Plan: Mayagüez (FEMA plan 106039), approved 2021-01-08.
Update: FEMA tracker shows a plan in progress.
Since the plan was approved on 2021-01-08: 4 new hazard declarations (2 incidents) and 57 NOAA Storm Events records; details under "What changed since your last plan".
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($39,685,124 a year), Earthquake ($34,542,068) and Landslide ($7,353,366).
The packet's tables are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); the summaries below follow the same order.
What the packet contains
Sections in FEMA checklist order; each heading names the review item its tables support. Full tables are in the downloads above.
Supports FEMA checklist item B1-a Hazard identification
15 of the 18 National Risk Index hazards apply here.
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and ice storm. That is the evidence for leaving them out of the plan.
Highest expected annual loss (NRI, modeled): Hurricane, Earthquake and Landslide.
Not covered by NRI (local data needed): dam failure (incl. upstream dams); levee failure; flash flood as its own subtype; ice jams; debris flows; erosion (riverine and coastal); land subsidence and sinkholes; expansive soils.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b Hazard location
- Coastal Flooding and Inland Flooding: the FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
- Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather: affects the whole county; national data give no location within it.
- Earthquake, Hurricane, Landslide, Tornado, Tsunami, Volcanic Activity and Wildfire vary within the county; the packet lists the highest-rated census tracts for each.
Supports FEMA checklist item B1-c Hazard extent
Storm Events records for 14 of the 20 NOAA event-type groups mapped to the 18 hazards, with the scale, observed range and worst recorded event for each; the others say which local data are needed.
Worst recorded tornado, hail and thunderstorm wind (the three event types on record since the 1950s; the packet has every group):
- Hail: 0.25 in hail, 2024-08-29; same size also recorded the same day and on 2013-09-01
- Thunderstorm Wind: 61 kt (70 mph), measurement type not recorded, Thunderstorm Wind, 1998-07-17
- Tornado: F0 tornado, 1999-09-06, 0.2 mi within this county, 5 yd wide, damage not reported; same rating, casualties and property damage also recorded on 1999-07-20
Supports FEMA checklist item B1-d Previous occurrences
Federal declarations for this area: 23 declarations covering 16 separate hazard incidents counted in this packet; each with type, dates and county Public Assistance dollars.
New since the last plan (approved 2021-01-08): DR-4850-PR, EM-3610-PR, DR-4671-PR and EM-3583-PR.
3 statewide declarations listed separately.
Hazards with no Storm Events record and no federal declaration are stated as such (4 of 18).
Storm Events history: 264 records (notable ones in the PDF, all of them in the Excel file).
Supports FEMA checklist item B1-e Probability of future events
FEMA annualized frequency (modeled) for each hazard, with a descriptor from a scale defined in the packet.
- Highly likely: Landslide and Lightning
- Likely: Coastal Flooding, Drought, Hurricane, Inland Flooding and Wildfire
- Possible: Cold Wave, Earthquake, Hail, Heat Wave and Tsunami
- Unlikely: Strong Wind and Tornado
Historical frequency by intensity band (tornado, hail, wind): 9 bands from Storm Events.
Supports FEMA checklist item B1-f Hazards that vary across jurisdictions
Range of census tract risk scores within the area for 16 of the 18 hazards (25 tracts; rated tracts only).
1 jurisdiction: plan clock, repeat-flood count, Public Assistance dollars and event records naming the place (starting figures from federal data).
County Public Assistance in B1-d also includes applicants filed under the county that are not matched to a jurisdiction row here (for example county offices and boards filed under their own names, such as a sheriff's office or a conservation board, and state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b Vulnerability and potential impacts
The packet's table gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
Storm Events damage since 2021-01-08: $43,600 in county-coded records (25 records); $29,000 reported for the zone (32 zone records). Data through 2026-06-30; nominal dollars.
Local data needed
To gather:
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
Supports FEMA checklist item B2-a Vulnerability (county context)
Population 73,073; building value $14,098,421,504 and agriculture value $49,522,037 (total, not at risk).
National Risk Index rating Insufficient Data; social vulnerability Data Unavailable; community resilience Data Unavailable.
Supports FEMA checklist item B2-c Repetitive loss properties
Repetitive-loss properties, FMA definition (44 CFR 77.2): 0 repetitive loss, 0 severe repetitive loss. NFIP insurance definition: 0 and 0.
Mitigated 0; insured 0; NFIP data as of 2026-08-02. Counts by occupancy group and for each jurisdiction are in the packet.