Risk-assessment baseline packet. County FIPS 12075. Release 2026-10, data as of 2026-09-30.
Summary
Plan status as of 2026-09-30: Expired on 2026-09-17. Plan: Levy County (FEMA plan 107650), approved 2021-09-17.
Since the plan was approved on 2021-09-17: 13 new hazard declarations (7 incidents) and 20 NOAA Storm Events records; details under "What changed since your last plan".
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($6,220,657 a year), Inland Flooding ($4,148,549) and Cold Wave ($1,235,050).
The packet's tables are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); the summaries below follow the same order.
What changed since your last plan (approved 2021-09-17)
- New federal declarations:
- 13 new hazard declarations (7 incidents): EM-3584-FL (Tropical Storm Ian), DR-4673-FL (Hurricane Ian), EM-3587-FL (Tropical Storm Nicole), DR-4680-FL (Hurricane Nicole), EM-3596-FL (Tropical Storm Idalia), DR-4734-FL (Hurricane Idalia), EM-3605-FL (Tropical Storm Debby), DR-4806-FL (Hurricane Debby), EM-3615-FL (Tropical Storm Helene), DR-4828-FL (Hurricane Helene), EM-3622-FL (Hurricane Milton), DR-4834-FL (Hurricane Milton), FM-5632-FL (Cow Creek Fire)
- Storm Events records since approval:
- 20 records (data through 2026-06-30)
- Repetitive loss now:
- FMA RL 71, SRL 67 (44 CFR 77.2); any definition: 196
- Repeat-flood change:
- this release sets the baseline count.
What the packet contains
Sections in FEMA checklist order; each heading names the review item its tables support. Full tables are in the downloads above.
Supports FEMA checklist item B1-a Hazard identification
15 of the 18 National Risk Index hazards apply here.
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, ice storm and volcanic activity. That is the evidence for leaving them out of the plan.
Highest expected annual loss (NRI, modeled): Hurricane, Inland Flooding and Cold Wave.
Not covered by NRI (local data needed): dam failure (incl. upstream dams); levee failure; flash flood as its own subtype; ice jams; debris flows; erosion (riverine and coastal); land subsidence and sinkholes; expansive soils.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b Hazard location
- Coastal Flooding and Inland Flooding: the FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
- Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather: affects the whole county; national data give no location within it.
- Earthquake, Hurricane, Landslide, Tornado, Tsunami and Wildfire vary within the county; the packet lists the highest-rated census tracts for each.
Supports FEMA checklist item B1-c Hazard extent
Storm Events records for 9 of the 20 NOAA event-type groups mapped to the 18 hazards, with the scale, observed range and worst recorded event for each; the others say which local data are needed.
Worst recorded tornado, hail and thunderstorm wind (the three event types on record since the 1950s; the packet has every group):
- Hail: 1.75 in hail, 2023-04-26; same size also recorded on 1994-08-27, 1998-06-23, 2003-07-18
- Thunderstorm Wind: 87 kt (100 mph) estimated gust, Thunderstorm Wind, 2020-04-20
- Tornado: F2 tornado, 1993-03-12, 1 mi path length (whole path, pre-1996), 80 yd wide, $50,000,000 property; crops not recorded (1993 dollars), 3 direct deaths, 10 direct injuries
Supports FEMA checklist item B1-d Previous occurrences
Federal declarations for this area: 44 declarations covering 34 separate hazard incidents counted in this packet; each with type, dates and county Public Assistance dollars.
New since the last plan (approved 2021-09-17): FM-5632-FL, DR-4834-FL, EM-3622-FL, DR-4828-FL, EM-3615-FL, DR-4806-FL, EM-3605-FL, DR-4734-FL, EM-3596-FL, DR-4680-FL, EM-3587-FL, DR-4673-FL and EM-3584-FL.
7 statewide declarations listed separately.
Hazards with no Storm Events record and no federal declaration are stated as such (9 of 18).
Storm Events history: 266 records (notable ones in the PDF, all of them in the Excel file).
Supports FEMA checklist item B1-e Probability of future events
FEMA annualized frequency (modeled) for each hazard, with a descriptor from a scale defined in the packet.
- Highly likely: Coastal Flooding, Hail and Lightning
- Likely: Hurricane, Inland Flooding, Landslide, Strong Wind and Tornado
- Possible: Wildfire
- Unlikely: Earthquake
Historical frequency by intensity band (tornado, hail, wind): 9 bands from Storm Events.
Supports FEMA checklist item B1-f Hazards that vary across jurisdictions
Range of census tract risk scores within the area for 15 of the 18 hazards (12 tracts; rated tracts only).
9 jurisdictions: plan clock, repeat-flood count, Public Assistance dollars and event records naming the place (starting figures from federal data).
County Public Assistance in B1-d also includes applicants filed under the county that are not matched to a jurisdiction row here (for example county departments filed under their own names, such as a highway department or emergency management agency, and state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b Vulnerability and potential impacts
The packet's table gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
Storm Events damage since 2021-09-17: $228,000 in county-coded records (15 records); $10,000 reported for the zone (5 zone records). Data through 2026-06-30; nominal dollars.
Local data needed
To gather:
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
Supports FEMA checklist item B2-a Vulnerability (county context)
Population 42,750; building value $5,277,998,010 and agriculture value $168,671,023 (total, not at risk).
National Risk Index rating Relatively Low; social vulnerability Very High; community resilience Very Low.
Supports FEMA checklist item B2-c Repetitive loss properties
Repetitive-loss properties, FMA definition (44 CFR 77.2): 71 repetitive loss, 67 severe repetitive loss. NFIP insurance definition: 192 and 64.
Mitigated 2; insured 76; NFIP data as of 2026-08-02. Counts by occupancy group and for each jurisdiction are in the packet.